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  • Writer's pictureJenny

4 Essentials to Remember When Purchasing a New Home and Moving

It's an exciting time when you're ready to purchase your first home! Though, there are a few things to remember to make the process as smooth as possible. Here are four essentials to keep in mind:

1. Have a realistic budget and stick to it

Before you start house hunting, it's essential to have a realistic idea of what you can afford. Work with a mortgage lender to get pre-approved for a loan, and don't forget to factor in things like closing costs, moving expenses, and furnishing your new home. It's also a good idea to have some savings set aside for unexpected repairs or maintenance that may come up. Once you know how much you can realistically spend, stick to your budget! It can be tempting to try and stretch yourself thin to get into the home of your dreams, but it's not worth putting yourself in a difficult financial situation. If you're not sure where to start when creating your budget, plenty of online tools and resources can help.

2. Factor in all associated costs of homeownership

In addition to your mortgage payment, other costs come along with owning a home. These can include homeowners insurance, property taxes, and HOA dues (if applicable). Be sure to factor these additional costs into your budget so you're not caught off guard later.

It's also important to remember that you'll be responsible for all repairs and maintenance on your property as a homeowner. This can be anything from fixing a leaky faucet to replacing the roof. While some repairs may be minor and easily manageable, others can be costly and time-consuming. Therefore, it's good to set aside some money each month if any unexpected repairs come up.

3. Make sure you're fully prepared for moving day

Moving day can be stressful, so it's essential to be as prepared as possible. Start by making a list of everything you need to do to get ready for the big day. This can include packing up your belongings, arranging for professional movers like iMOVE or rental trucks, and transferring utilities over to your new address. It's also a good idea to give yourself plenty of time to pack. Try to start a few weeks in advance, so you're not scrambling at the last minute. And don't forget to label all of your boxes, so you know where everything is when you arrive at your new home.

4. Don't forget about your new neighbors!

One of the best things about owning a home is getting to know your neighbors. Once you've moved in, take some time to introduce yourself and get to know the people around you. You can start by inviting them over for a barbecue or hosting a block party. This will help you feel more connected to your community, but it can also be a great way to make new friends.

Purchasing a home is a big decision, but it doesn't have to be overwhelming. Just remember to budget carefully, factor in all associated costs, prepare ahead of time for moving day, and take some time to get to know your new neighbors. If you follow these tips, you'll be settling into your new home.


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